The Staunton Creative Community Fund provides start-up and expansionary loans to innovative and locally based small businesses. Our direct loans support start-up costs, job creation, marketing, working capital, and green business initiatives.

All loan applicants should be economically viable, socially equitable, and environmentally sound.

Download our SCCF Loan Application (.pdf) here.

(For additional resources when completing your loan application, also check out our Personal Financial Statement and the Small Business Development Center’s Business Plan and Cash Flow templates.)

Learn more about our funds below.


The SPARC PLUG loan fund gains its acronym from the program’s mission: Support, Promote, and Revitalize Communities-Providing Loans to underserved Groups. These entrepreneurs, in turn, provide the “sparc” and the inspiration for greater community revitalization.

The SPARC PLUG program serves entrepreneurs at entry-level business development, with a focus on serving individuals with limited financial resources, encouraging businesses in under-developed neighborhoods, and creating jobs for low and moderate-income individuals.

SPARC PLUG loans are available to businesses throughout the Central Shenandoah Valley.

specialLocally made, locally grown, locally sold.

The Valley has a vibrant heritage that combines innovation with authentically local, community-based production. Whether serving locally grown food, creating fine artisan crafts, supplying regionally distinctive music, or advancing alternative or efficient sources of energy, businesses that innovate locally both strengthen our economy and create sustainable jobs that build on the heritage and vibrancy of our communities.

Creative Class Financing

Among other local incentives, the City of Staunton now offers interest rate-buy downs for “Creative Class” entrepreneurs, attracting quality jobs, creative ideas, and innovative firms to Staunton’s Enterprise Zone.

Architects, engineers, information technology research, marketing, design, public relations, advertizing, and related services companies may qualify for low-interest loans to help start and expand their business. These loans are available to qualifying businesses in the Staunton Enterprise Zone beginning in July 2010.

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